Terms & Conditions

Last updated: October 12, 2026

1. About these terms

These terms govern your use of our services and communications. By providing your contact information and engaging with us, you agree to these terms.

2. Our services

We are an insurance agency. We help clients compare life insurance options, complete applications, and manage their policies with the carriers we represent.

3. Communications consent

By giving us your phone number or email address, you consent to be contacted by phone, text message, and email regarding your insurance inquiry, quotes, applications, appointments, and policy follow-ups. You may opt out of text messages by replying STOP, or of emails by using the unsubscribe link in any email. Opting out of marketing messages does not prevent us from contacting you about an active application or policy where required.

4. No guarantee of coverage

Quotes and eligibility guidance are estimates based on the information you provide. Final approval, rates, and coverage decisions are made solely by the insurance carrier. Submission of an application does not guarantee coverage.

5. Accuracy of information

You agree the information you provide for quoting and applications is accurate and complete. Misstated health or lifestyle information can affect or void a policy.

6. Contact

Questions about these terms: contact us through our website.